/C /Pa15 /NumberofPages 1 /StartIndent 4.0 /C /Pa5 /P 21 0 R /T1_5 364 0 R Merrill Edge (Merrill's self-directed platform) will charge you $20 to buy a Vanguard fund. /A 2066 0 R 222 0 obj /Type /Pages /PageUIDList << /C /Pa12 An investor who holds a more expensive share class of a mutual fund will pay higher fees over In fact, Vanguard has 16,000 mutual funds in comparison to Merrill Edge's 4,000. endobj (gmh3JN5Q00ay4dz2mQypKw) 463 0 R (jBaOnLm67UiY9MK0FlUasw) 464 0 R (kqa2sv8WbkCfWqAWT0hYVQ) 465 0 R (la44EhME3US-3CwZUQLBGg) 466 0 R (ncjHi7EMTkWlBbdgNuzQ1g) 467 0 R 343 0 obj /BaseFont /ZapfDingbats Free and $0 means there is no commission charged for these trades. >> (BRO-06-22-0390.indd:4 3:4398) [30 0 R /XYZ 35 373 null] << >> /P 21 0 R /Contents ( Cash Management page 3 ) /0 [11575.0 0.0 2.0 -270.0 -360.0 -9.0 345.6 1.0 0.0 0.0 /T1_3 365 0 R An example of a redemption fee is 2% charge it is sold in less than 3 months after purchase. /GS1 352 0 R /3 [-32768.0 2.0 3.0 36.0 356.4 576.0 369.0 1.0 0.0 0.0 /GS1 352 0 R 1.0 -269.5 -359.5] /0 612.0 >> Best Mortgage Lenders for First-Time Homebuyers. /0 [1.0 0.0 0.0 1.0 -306.0 -396.0] Submit the form which the AMC would process. /LastModified >> /BleedBox [0.0 0.0 612.0 792.0] /Font << /K 16 endobj /LastModified /OriginalDocumentID /P 21 0 R 1195 0 R 1196 0 R 1197 0 R 1198 0 R 1199 0 R 141 0 R 1200 0 R 1201 0 R 1202 0 R 1203 0 R (uLas5CBZlkO1Z3ZPLYUDSA) 472 0 R (vIYRcuYTwEGdryjY44G12g) 473 0 R (vnSoM8CXVkC4LUlp4f4HDw) 474 0 R (wLRID95x1kuOz2BA3nhp5Q) 475 0 R (xGNYRV_ylUulJ9kMAMe04g) 476 0 R >> /P 21 0 R /MediaBox [0.0 0.0 612.0 792.0] endobj /A << /T1_1 360 0 R (BRO-06-22-0390.indd:1 \(page 9\):4402) [34 0 R /XYZ 35 471 null] /Parent 17 0 R >> Yes, Merrill Edge. /P 21 0 R (BRO-06-22-0390.indd:Account maintenance fees page 16:4406) [30 0 R /XYZ 35 603 null] /Contents 506 0 R << /3 [-32768.0 4.0 3.0 36.0 356.4 576.0 369.0 1.0 0.0 0.0 >> /SpaceAfter 4.0 /W 0 /C /Pa12 /T1_1 365 0 R MisterBill. >> /Border [0 0 0] /S /L << /S /L /W 0 /C /Pa12 /0 13893 /Resources << /S /L /Annots [395 0 R 396 0 R 397 0 R 398 0 R 399 0 R 400 0 R] /O /Layout endobj Market price returns do not represent the returns an investor would receive if shares were traded at other times. /A 825 0 R /StartIndent 19.0 90 0 obj /O /Layout endobj /S /L << >> /2 [-32768.0 0.0 2.0 -270.0 -360.0 -9.0 190.8 1.0 0.0 0.0 /CropBox [0.0 0.0 612.0 792.0] I currently have three accounts with ML: 1. endobj 201 0 R 202 0 R 203 0 R 204 0 R 205 0 R 206 0 R 207 0 R 208 0 R 209 0 R 210 0 R /K 25 >> In addition to brokerage accounts, Merrill Edge also offers IRA accounts. (BRO-06-22-0390.indd:5 3:4399) [30 0 R /XYZ 35 176 null] /StructParent 95 /Alt (Merrill, a Bank of America Company) /K 72 >> /Rotate 0 /Pg 44 0 R /T1_0 359 0 R /S /P 173 0 obj /S /L /K 919 0 R If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience. T. Rowe Price Total Equity Market Index Fund (. /MediaBox [0.0 0.0 612.0 792.0] endstream /A 2059 0 R >> /Pg 46 0 R 291 0 obj /BS << /ExtGState << /P 21 0 R 213 [119 0 R 1829 0 R 1830 0 R 1831 0 R 1832 0 R 1832 0 R 121 0 R 1833 0 R 1834 0 R 1835 0 R /Kids [321 0 R 322 0 R] /5 [-32768.0 3.0 4.0 -306.0 227.4 306.0 227.4 1.0 0.0 0.0 >> /Pg 45 0 R /S /P /1 [-32768.0 7.0 3.0 36.0 356.4 576.0 369.0 1.0 0.0 0.0 /P 21 0 R Vanguard Inflation-Protected Securities Fund (, American Century Inflation-Adjusted Bond Fund (, Vanguard Intermediate Term Treasury Fund (, T. Rowe Price US Treasury Intermediate Fund (, Neither VFITX nor PRTIX are index funds, but behave relatively similarly, Neither VUTSX nor DRGTX are index funds, but behave relatively similarly, other than fee differences. /TrimBox [0.0 0.0 612.0 792.0] << /ArtBox [0.0 0.0 612.0 792.0] 212 0 obj The firm does not have an annual IRA and setup IRA fees. >> But, investing according to the Boglehead philosophy certainly does not require you to invest at Vanguard nor use Vanguard products. << /P 21 0 R /BleedBox [0.0 0.0 612.0 792.0] 329 0 obj 1.0 -269.5 -203.74] 119 0 obj /Pg 50 0 R /Encoding 9 0 R Prospectuses can be obtained by contacting us. 317 0 obj 176 0 obj /Pa15 << /Pg 50 0 R 241 0 R 242 0 R 243 0 R 244 0 R 245 0 R 246 0 R 247 0 R 248 0 R 249 0 R 250 0 R /P 21 0 R << /T1_2 360 0 R You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus. /P 21 0 R /S /L /Suspects false >> /K [792 0 R 793 0 R] The Merrill screening process takes the guesswork out of finding quality funds for investors with a self-directed account. /InDesign << /Pg 50 0 R Mutual funds investing 40% or more of their equity holdings in foreign stocks. /S /H4 >> Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. 1712 0 R 1713 0 R 1714 0 R 1715 0 R 1716 0 R 1717 0 R 1718 0 R 1719 0 R 1720 0 R 1721 0 R << >> endobj /DocumentID endobj It was launched in 2010. /0 612.0 /0 [1.0 0.0 0.0 1.0 -306.0 -396.0] /C /Pa11 /K 35 /Rotate 0 << Most assets can be transferred using a transfer, including cash, stocks, funds and bonds. /S /L /InDesign << 52 0 obj 151 0 R 152 0 R 153 0 R 154 0 R 155 0 R 156 0 R 157 0 R 158 0 R 159 0 R 160 0 R endobj 319 0 obj endobj << /P 21 0 R 1.0 -94.32 -255.6] /K 0 /NumberofPages 1 /T1_3 360 0 R >> /C /Pa11 171 0 R 172 0 R 173 0 R 174 0 R 175 0 R 176 0 R 177 0 R 178 0 R 179 0 R 180 0 R /GS1 352 0 R 189 0 obj << U.S. based stock funds categorized by company size, style and geography. /P 21 0 R >> 213 0 obj /LineHeight 8.0 /A 845 0 R >> /DocumentID /MediaBox [0.0 0.0 612.0 792.0] /NumberofPages 1 Self-Directed Trading Managed Portfolios Merrill Edge Guided Investing is available to those with a $5,000 minimum balance for a 0.45% annual fee. 1.0 -269.5 -188.5] >> 1315 0 R 1316 0 R 1317 0 R 263 0 R 1318 0 R 1319 0 R 1320 0 R 1321 0 R 265 0 R 1322 0 R /Type /Annot << endobj /Rotate 0 Short Term Redemption Fees Recap Both brokerage firms and . /P 21 0 R It was launched in 2010. /S /L Over the past years, I have discovered several tools and products that have helped me tremendously on my path to financial freedom: P.S. /PageTransformationMatrixList << /C2_0 379 0 R 1.0 0.0 -90.9] >> Furthermore, there is a $39.95 fee for NTF funds if the mutual fund is sold in less than 3 months after purchase. 1 0 obj endobj (BRO-06-22-0390.indd:.89153:4376) [28 0 R /Fit] /K 46 /Type /Border 1567 0 R 1568 0 R 1569 0 R 1570 0 R 1571 0 R 1572 0 R 1573 0 R 1574 0 R 1575 0 R 1576 0 R /Rect [36.0 222.323 297.0 211.514] endobj /InDesign << /S /L /Tabs /S /A 2082 0 R Dont forget that you need a minimum of $3,000 in your account before you can purchase Vanguard mutual funds. /BS << endobj /A 2073 0 R /S /L /NumberOfPageItemsInPage 15 << /Pg 50 0 R 1.0 0.0 69.0] /S /L << >> /K [876 0 R 877 0 R 878 0 R 879 0 R] Select link to get a quote. Merrill Edge supports stock, ETF, options, mutual fund, and fixed income trading, but it's missing some of the products that many active traders want, including futures, futures . 85 0 obj /S /H3 /P 21 0 R >> 56 0 obj 197 0 obj endobj /Pg 46 0 R /GS1 352 0 R /PageTransformationMatrixList << 96 0 obj $0 option trades are subject to a $0.65 per-contract fee. /K [622 0 R 623 0 R] >> /Pg 27 0 R /C /Pa16 << 938 0 R 939 0 R 939 0 R 940 0 R 940 0 R 941 0 R 941 0 R 942 0 R 942 0 R 943 0 R 1413 0 R 1414 0 R 1415 0 R 1416 0 R 1417 0 R 1418 0 R 1419 0 R 1420 0 R 1421 0 R 1421 0 R << 87 0 obj /S /H3 /T1_1 365 0 R /Title (Table of Contents) /ProcSet [/PDF /Text] 73 0 obj /S /L 1.0 -54.3434 377.35] /K 3 Brokerage assets are held by Vanguard Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA and SIPC. /StructParent 113 /S /H4 /Subtype /Link >> /S /L /K [616 0 R 617 0 R 618 0 R] /P 21 0 R /K [62 63 747 0 R 64] /ExtGState << << >> /H /N /Type /Page >> /Border [0 0 0] /CS0 [/ICCBased 350 0 R] /2 [14296.0 2.0 2.0 -270.0 -360.0 270.0 -49.8 1.0 0.0 0.0 /T1_5 362 0 R /Font << 279 0 obj /P 21 0 R /S /H4 for a Roth >> >> 223 1925 0 R 224 1928 0 R 225 1931 0 R 226 1939 0 R 227 1949 0 R /C /Pa11 Selling a stock with T+2 settlement date would mean that the funds received not be available for trading for at least three days. >> Under Accounts & Trade, click on Update Accounts / Features. 1.0 0.0 145.5] /O /Layout /P 21 0 R (BRO-06-22-0390.indd:.89093:4361) [25 0 R /Fit] /T1_0 359 0 R (BRO-06-22-0390.indd:.89149:4375) [28 0 R /Fit] /SpaceAfter 4.0 /P 21 0 R >> /C /Pa0 >> You can filter a vast universe of mutual funds based on specific criteria you choose and adjust. 211 0 R 212 0 R 213 0 R 214 0 R 215 0 R 216 0 R 217 0 R 218 0 R 219 0 R 220 0 R >> How To Sell Mutual Funds. /0 [1.0 0.0 0.0 1.0 -306.0 -396.0] << 44 0 obj /LineHeight 36.0 200 0 obj << endobj /C /Pa35 >> /Type /Page /P 21 0 R /H /N Hi, my name is Marvin. endobj endobj /InDesign << /SpaceAfter 3.0 /P 21 0 R /PageUIDList << Please discuss all financial and investment decisions with a financial professional. 93 0 obj >> It provides investors with access to a wide range of investments, including stocks, bonds, mutual funds, exchange-traded funds (ETFs), and more. endobj /4 [-32768.0 2.0 4.0 -306.0 -262.56 306.0 -262.56 1.0 0.0 0.0 << /PieceInfo << /MediaBox [0.0 0.0 612.0 792.0] >> VTSMX tracks the CRSP US Total Market Index. /StructParents 229 /P 21 0 R /Pg 34 0 R << /OriginalDocumentID /H /N >> 207 0 obj >> /C /Pa12 /S /L /LineHeight 8.0 Merrill Edge offers 85 Vanguard mutual funds to investors. /Pg 27 0 R /S /L 2) A Merrill Edge Self-Directed CMA account is an investment account that lets you trade and research mutual funds, stocks, fixed income and other securities, while providing check-writing, online bill payment and a Visa card. endobj /PieceInfo << /S /P /P 21 0 R << /K 12 /P 21 0 R These mutual funds include index funds, sector-specific funds, and strategy-focused funds, among others, and most of them can be bought and sold for free while some might generate a $39.95 short-term redemption fee if the investor decides to exit the fund before a 90-day minimum threshold. /LineHeight 7.0 /P 21 0 R >> /O /Layout 49 0 obj /Pg 30 0 R /6 [-32768.0 4.0 4.0 -306.0 135.6 306.0 135.6 1.0 0.0 0.0 1.0 -9.47762 384.79] /StructParent 99 /Sh4 370 0 R /P 21 0 R >> endobj /Tabs /S /StartIndent 18.0 /P 21 0 R The main differences in pricing are between the robo-advisor and hybrid advisory services each broker offers. /CS0 [/ICCBased 350 0 R] 187 0 obj Understanding What Happens When You Liquidate Mutual Funds. /MediaBox [0.0 0.0 612.0 792.0] /K 60 /LineHeight 8.0 /S /TOC /Rect [36.0 513.888 297.0 504.592] /K 35 /SpaceAfter 3.0 /Contents ( Account Statement Linking page 6 ) /S /L /BleedBox [0.0 0.0 612.0 792.0] /S /P >> >> /BleedBox [0.0 0.0 612.0 792.0] >> >> /0 [11127.0 0.0 2.0 9.0 -153.0 270.0 333.36 1.0 0.0 0.0 Select a category to get started. >> /P 21 0 R >> 204 0 obj /StartIndent 24.0 /Pg 30 0 R /SpaceAfter 3.0 /LastModified (D:20220718130313+02'00') 1,000 of principal subject to a transaction fee of between $ 0.01 and $ per. 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